We offer a range of SBA programs that suits your business needs.

SBA 7(a)

• Purchase of existing businesses (including franchise).
• Purchase of new businesses (including franchise).
• Refinance existing debt with longer terms and more attractive rates.
• Permanent working capital.
• Purchase of equipment, fixtures or inventory.
• Acquisition, construction or renovation of buildings.
• SBA 7(a) loans have longer maturity to help enhance business cash flow.
• SBA 7(a) loans have no pre-payment penalty except for real estate.
• Eligible Borrower may qualify up to the maximum loan amount of $2.0 Million

SBAExpress:

• Available for revolving line of credit up to 24 months, and become working capital loan with 60 months to repay.
• Refinance existing debt to improve cash flow.
• Finance up to 90 percent of new business or real estate acquisition.
• Eligible Borrower may qualify up to the maximum loan amount of $350,000.

SBA 504:

• Purchase of fixed assets.
• Purchase, construct or expansion of commercial real estate.
• Low down payment required;
• Longer terms up to 20 years with no balloon payment or early call option.
• Eligible Borrower may qualify up to the maximum loan amount of $4.0 Million*.

*Determined by eligibility and industry size standard on a case-by-case basis.